Day 0
Application
Submit the property, loan balance, and any foreclosure notices. No W-2 deep dive.
Foreclosure bailout loans
Stop the foreclosure.
Keep the property.
Fast, asset-based bridge financing for the deal that cannot wait. We pay off delinquent mortgages when equity and timing allow, then give you room to refinance, sell, or stabilize.
Same-day review available when the file is complete
Funding snapshot
Nationwide
$200K to $50M
Structured around the property and the equity—not a damaged credit story.
7–10
day close target
65%
up to current LTV
24 mo
bridge term
1st
lien position
Private money. Clear terms. Real exits.
Asset-firstUnderwrite the deal
Built for urgencyDays, not months
!
Behind 3+ payments?
Notice of default?
Auction date set?
This is the page to start.
Start a review
Plain English
A bridge between the problem and the exit.
A foreclosure bailout loan replaces a broken mortgage with a short-term private-money bridge. It is designed to protect equity when a traditional bank has already said no.
See how the process worksThe honest part
Fast capital comes with a real plan.
This is not a cheap 30-year bank loan and it is not a promise to stop every sale. You need enough equity and a credible exit—refinance, sell, or stabilize the asset.
- ✓ Investment and owner-occupied property
- ✓ Underwrites the asset, not your W-2
- × Not a guarantee to stop every foreclosure
$50M
Maximum loan size
7–10 days
Typical close target
50 states
Nationwide coverage
1st lien
Bridge structure
Loan programs
Capital that fits the asset.
One lender for the urgent moment and the financing that follows. Choose the program that matches your deal, timeline, and exit.
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Foreclosure bailout
Pay off the delinquent mortgage, protect the asset, and buy time for a clean exit.
Start with the urgent deal
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Fix & flip
Acquisition and renovation capital for investors who buy, improve, and resell.
Explore the program
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Ground-up construction
Draw-based financing for new builds and spec homes from dirt to certificate of occupancy.
Explore the program
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Multifamily bridge
Short-term financing for value-add 5+ unit properties that need stabilization.
Explore the program
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SFR / DSCR rental
Long-term takeout financing based on rental cash flow, not personal income.
Explore the program
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Commercial real estate
Bridge financing for mixed-use, office, retail, industrial, and warehouse property.
Explore the programHow it works
Five steps from default
to a clean exit.
Banks need months and a clean file. We move in days when title, insurance, payoff, and equity are clear.
Day 1–2
Asset review
We confirm as-is value, available equity, title, and the payoff demand.
Day 3–7
Payoff & title
We clear title and line up insurance so the delinquent loan can be paid in full.
Day 7–10
Close
Fund the payoff, stop the process when timing and equity allow, and put the bridge in place.
Within the term
Exit plan
Refinance, sell, or stabilize cash flow on your timeline—not under auction pressure.
Equity is the starting point.Every deal is reviewed individually.
Who qualifies
Built for the deal that banks cannot touch.
The property is the story. We look at current value, equity, title, payoff, and a credible exit before we look at the borrower’s credit history.
We can help
- Investment or owner-occupied property
- 3+ payments behind or active NOD
- Property-owning LLCs and corporations
- Strong equity with an executable exit
- Brokers with a time-sensitive client
We cannot help
- Unsecured or personal loan requests
- Deals with no equity to protect
- Auctions that have already passed
- Requests for legal advice
Why private money works
When the bank says no,
the asset can still say yes.
Traditional underwriting is built for clean files. BVC is built for timing, equity, and the reality of an already-broken deal.
Decision factor
Bank refinance
BVC bailout
Loan already in default
Not eligible
Yes—this is the point
Damaged credit
Often disqualified
Underwrites the asset
Typical timeline
45–60 days
7–10 days
Property use
Limited / strict
Investment & owner-occupied
Illustrative examples
Real problems.
Clearer next moves.
Examples are for illustration only. Actual terms, timing, and outcomes depend on underwriting.
01Multifamily
8-unit in Phoenix,
four months behind
Investor owed $680K on a multifamily property worth $1.4M. BVC closed a bridge in nine days.
$1.4Mestimated current value
02SFR rental
Tampa rental,
auction in 11 days
After a tenant loss, the landlord fell behind. BVC paid the demand and created time for DSCR takeout.
11 daysto the auction date
03Mixed-use
Los Angeles property,
NOD filed
Strong equity and damaged credit made a bank refinance impossible. BVC funded the payoff and exit runway.
1st lienbridge structure
Questions
Before you make the call.
Clear answers for the details that matter when timing is tight. If your question is not here, call us directly.
Call (949) 386-7737A short-term, asset-based bridge that pays off a delinquent mortgage when the property has enough equity and the timing allows a closing.
Yes. BVC considers both investment and owner-occupied property, subject to appraisal, title review, underwriting, and available equity.
The target is 7–10 days when the payoff demand, title, insurance, and property information are complete.
Credit is considered, but the property and its equity are central to the decision. A real exit and sufficient equity are still required.
Typical scenarios range from $200,000 to $50,000,000, with final proceeds determined by property value, equity, title, and underwriting.
Contact / get funded
Bring us the broken deal.
Behind on payments or facing an auction date? Submit the property and the situation. A bailout specialist will review the scenario and respond within one business day.
Prefer the portal?
We can route you to the online application. Open portal ↗
We can route you to the online application. Open portal ↗
Application
See if you qualify
Move before the deadline